At METAOPTICS, your payment is 100% secure! Your data is protected by an encrypted server that encodes your information. All transactions are protected against malicious actions. METAOPTICS does not have access to your banking data and does not store your data.

METAOPTICS offers different payment methods:

  • Credit card: Carte Bleue, Visa, Mastercard
  • 3x payment via Oney

Payment of your order 3 or 4 times by credit card from 100€ to 3000€ with Oney Bank.

Our partner Oney Bank offers you a financing solution called 3x 4x Oney, which allows you to pay for your purchases from 100€ to 3000€ in 3 or 4 times with your credit card.

Conditions : This offer is reserved for individuals (natural persons of legal age) residing in France and holding a Visa or MasterCard bank card with a validity date greater than the duration of the chosen financing. Systematic authorization cards such as Electron, Maestro, Nickel, etc., as well as e-cards, Indigo, and American Express cards, are not accepted.

How to subscribe: After completing your order, simply click on the "3x 4x Oney payment by credit card" button.

You will then be redirected to our partner's 3x 4x Oney web page, where you will find a detailed summary of your order and a personalized financing application, which you must then validate.

You enter your personal information or, if you have a 3x 4x Oney account, you identify yourself using the login details linked to your 3x 4x Oney account.

You read the general terms and conditions of payment in installments to which you wish to subscribe, which are provided to you in PDF format so that you can read them, print them and save them before accepting them. You then notify your electronic acceptance by checking the corresponding box.

You acknowledge that the "double click" associated with the check box on the acknowledgment of the general conditions is equivalent to consent to contract and constitutes an irrevocable and unreserved acceptance of the general conditions of the product. In the absence of proof to the contrary, the data recorded by Oney Bank shall constitute proof of all transactions between you and Oney Bank.

If you apply for a financing solution offered by Oney Bank, the information relating to your order will be transmitted to Oney Bank, which will use it to study your application for the granting, management, collection of credit.

Oney Bank reserves the right to accept or refuse your request for 3x 4x Oney financing. You have a 14-day cooling-off period to withdraw from your credit.

How does it work? How does it work? The payment in 3 or 4 times by credit card allows you to pay the order made on our website in the following way:

  • A compulsory deposit, debited on the day of the confirmation of the shipment of your order corresponding to a third or a quarter of the order, to which are added costs corresponding to 1.45% of the total amount of the order for a 3 times and 2.2% for a 4 times (within the limit of 15€ maximum for a payment in 3 times and 30€ maximum for a 4 times);
  • Two or three monthly payments, each corresponding to a third or a quarter of the order, taken at 30 and 60 days after for the 3 times and at 30, 60 and 90 days after for the 4 times.
The payment is 3 times from 100€ of purchase and up to 3000€.

Example: For a purchase of 150€, contribution of 52,18€ then 2 monthly payments of 50€.

Credit for a period of 2 months at a fixed APR of 19.31%. Cost of financing: €2.18 up to a maximum of €15.

Payment in 4 times from 100€ of purchase and up to 3000€.

Example: For a purchase of €400, a deposit of €108.80 and 3 monthly payments of €100.

Credit over 3 months at a fixed APR of 19.61%. Cost of financing: €8.80 up to a maximum of €30.

Oney Bank - SA with a capital of 51 286 585€ - Head office : 34 avenue de Flandre 59170 CROIX - RCS Lille Métropole 546 380 197 - n° Orias : 07 023 261 - - Correspondence : CS 60006 - 59 895 Lille Cedex 9 -